Long-Term Care Insurance

70% of people over age 65 will need long-term care services and support at some point.*

Most health insurance plans don’t cover daily, extended care services and Medicare only covers short stays in nursing homes or limited at-home care under strict conditions. For these reasons, many people seek long-term care insurance. Depending on your coverage, a long-term care policy reimburses you for services to assist with daily living activities, including personal and custodial care. Policies offer many different coverage options and prices are based on a number of factors.

Long-term care insurance not only helps you pay for the care you need but can also help safeguard your loved one’s financial future.

*“Who Needs Care?”LongTermCare.gov.

Learn More

Understanding Long-Term Care

Understanding the types of long-term-care services—and what those services could cost—may be critical.

What to Look for in a Long-Term Care Policy

Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.

Caring for Aging Parents

As our nation ages, many Americans are turning their attention to caring for aging parents.