Annuities

An annuity is a contract between an individual and an insurance company, in which the individual makes a lump-sum payment or series of payments. In return, the insurer makes periodic payments to the individual, beginning either immediately or at a future specified time.

Annuities are designed to meet retirement and other long-term financial planning goals. There are various types of annuities, each with its own specifications and tax benefits and implications

What Is an Annuity?

Annuities are versatile tools that can help you save for retirement and generate income in retirement.


Sit, Stay, Rollover: A Guide to IRA Rollovers

If you have a 401(k) with a former employer, you may want to consider an IRA rollover.


Coaches

Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.


Immediate vs. Deferred Annuities

Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.


Split Annuity Strategy

Here's one strategy that combines two different annuities to generate income and rebuild principal.


Is a Variable Annuity Right for Me?

Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right


A Taxing Story: Capital Gains and Losses

Understanding how capital gains are taxed may help you refine your investment strategies.


What Is a 1035 Exchange?

1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.