Employee Benefits
Individual Policy
Business Solutions
Wealth Protection
BUSINESS OWNER ALERT - OFFERING BENEFITS? YOU NEED WRAP DOCUMENTS TO AVOID A FINE!
IF YOU HAVE EVEN ONE W-2 EMPLOYEE YOU MUST HAVE A RETIREMENT PLAN. Maryland Saves regulation and penalties apply.
https://ls-info.com/d/3HPkfV
The DOL - Department of Labor - has hired hundreds of new auditors to enforce the ERISA mandated guidelines set forth in the Affordable Care Act. You have 120 days to get your documents in order & disbursed to your employees to avoid a fine of $110/ PER DAY /PER EMPLOYEE. If your plan has been in place for years YOU ARE NOT EXEMPT! We can help you with the POP, SPD, 5500 & WRAP document that combines them all together. Attorney created and constantly updated as the laws change! We offer these whether we do your benefits or not. CALL TODAY! Do Not Wait!
Aist & Associates has been serving the community and businesses in Maryland, DC and Virginia for over 50 years! We partner with local businesses and treat them like family. We listen closely to your personal concerns, address your fears and worries and free you to concentrate on what's most important to you- your family.
Our team focuses on creative insurance and retirement solutions to protect your business and your family. EMPOWER YOUR FUTURE - TAKE ACTION NOW!
"Your Insurance & Retirement Partners Today, Tomorrow and the Next Generation."
--Aaron Aist
Managing Director

Helpful Content
Does Your Portfolio Fit Your Retirement Lifestyle?
Lifestyle considerations in creating your retirement portfolio.
How Often Should You Update Your Estate Strategy?
Review your legacy approach regularly, particularly following significant life events or legislative updates.
Insuring Your Second Home
There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.
Exploring Retirement Plans for Small Businesses
Help small businesses make better retirement decisions for employees with this eye-catching and informative infographic.
A Path to Serenity and Smart Money Choices
An article about meditation, mindfulness, and financial well-being.
What to Look for in Personal Finance Apps
An increasing number have been developed to help individuals with their personal finances.
Healthcare Costs in Retirement
Without a solid approach, healthcare expenses may add up quickly and potentially alter your spending.
Monthly Memberships
A look as how autopay subscriptions can be a drain on your finances, especially when forgotten.
When Heirs are Imperfect
The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.
View all articles 
Emergency Fund Calculator
Find out how large your emergency fund should be based on your monthly expenses.
What Is My Net Worth?
Get a snapshot of your overall financial picture by calculating your total net worth.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
College Savings
See how much you may need to save now to cover future college costs for your child.
How Long Will My Savings Last If I Become Disabled?
See how long your current savings might last if a disability interrupted your income.
How Compound Interest Works
Explore how compound interest can grow your money over time with this interactive tool.
View all calculators 
Jane Bond: Scaling the Ladder
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
Keeping Up with the Joneses
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
The Rule of 72
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
It Was the Best of Times, It Was the Worst of Times
All about how missing the best market days (or the worst!) might affect your portfolio.
Retirement Redefined
Around the country, attitudes about retirement are shifting.
Preparation is the Key to Retirement
The simplest ideas can sometimes make a massive difference over time. Enjoy this brief video to learn more.

