Health Insurance

The number of uninsured nonelderly Americans in the first half of 2020 was 30 million.*

Since the inauguration of the Affordable Healthcare Act, citizens are required to have some form of health care to protect them in case of an illness or injury. Health insurance may be available through state governments, employers, or private providers. Health insurance plans vary depending on what’s covered and how much the insurance provider will pay for an event and how much the policyholder will pay.

Most policies include aspects like deductibles, co-insurance, co-payments and premiums. There are a variety of plans depending on your budget and coverage needs. Health insurance providers take into account age and health history of an applicant when deciding on the cost of their health insurance.

*see link below for full article

Understanding the Basics of Medigap Policies

Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

Retiree Health Care Coverage Overseas

Retirees traveling abroad need to know that their health insurance travels with them.

Putting a Price Tag On Your Health

Being healthy not only makes you feel good, it may also help you financially.

Healthcare Costs in Retirement

Without a solid approach, health care expenses may add up quickly and potentially alter your spending.

Good Health is Good Business

Good employee health can be great for the company’s bottom line.

When to Self-Insure

Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

The Value of Insuring Against Life’s Risks

Building wealth requires protection from the forces of wealth destruction.