Life Insurance
80% of Americans overestimate how much life insurance costs.*
Life insurance helps you protect your family and their future in the event of unforeseen death. Depending on the coverage, certain life insurance policies (or a combination of policies) can provide a family financial security, a retirement income stream, and/or cash value you can use when you need it. In addition to loss protection, the insured can leave behind a tax-free legacy to their beneficiaries.
There are a number of different types of coverage, including term, whole life, universal life, and accidental death insurance. These various types are chosen by individuals and families based on their circumstances, needs, and financial goals. Whichever coverage you choose, you can feel more confident knowing you’re prepared for unexpected life events.
*“The No. 1 Reason People Don’t Buy Life Insurance and Why They Are Wrong.” Life Happens. April 2015.
Learn More

How to help determine life insurance needs to provide for your family after you pass away.

There are a number of reasons for business owners to consider a business succession plan sooner rather than later.

Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.

Life insurance proceeds are generally tax-free. But not in all cases.

Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.

It may help your business be better prepared in the event of the death of a principal or key employee.

Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Do your insurance needs stay the same when the nest empties?

When you’re married and have children, insurance needs will be different.